Rick Bagley, CLU Rick Bagley, CLU Rick Bagley, CLU Rick Bagley, CLU Rick Bagley, CLU Rick Bagley, CLU Rick Bagley, CLU
Rick Bagley, Chartered Life Underwriter Rick Bagley, CLU
Rick Bagley, Personal
Rick Bagley, CLU
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After leaving BellSouth Corporation in December of 1989, Rick started his own financial services practice at National Financial Services in Atlanta where his office was on East Paces Ferry Road. Two years later, he moved to Piedmont Center in north Atlanta where he continued to expand his practice in the area of estate, charitable, and retirement planning. In 1996, he moved his practice closer to his Marietta home when he joined Palmer & Cay, a regional insurance brokerage firm in the Cumberland Mall area.
In 1998, he moved back to his roots in Murphy where he opened his office in the 409 Building (home of the old A&P). During the last several years of his practice, Rick worked his way through rigorous education and experience requirements to become a Chartered Life Underwriter. A CLU is widely regarded as the highest professional designation in the field of life and disability insurance sales and planning. He currently continues his practice, working with his clients in specialized areas of financial planning.


Atlanta, Georgia

Master of Business Administration Degree
-Accounting Major 9/66 - 5/68
Gradepoint Average: 3.8/4.5

Bachelor of Business Administration Degree
-Accounting Major
Gradepoint Average: 3.2/4.5 9/63 – 9/66
Beta Gamma Sigma Scholastic Honor Society
Transferred from Western Carolina University

Hiwassee Dam High School


Richard H. Bagley & Associates
Palmer & Cay Insurance Brokers
National Financial Atlanta

Atlanta, Georgia 8/84 – 12/89


Defined, organized, staffed, and administered the risk management function of BellSouth Corporation.
• Selected and trained a staff of five professional managers.
• Placed insurance coverage with particular insurance markets.
• Directed the identification of exposures for all corporate activities (regulated and unregulated, merger, and acquisitions).
• Analyzed the management and control of risk for all corporate activities.
• Determined funding alternatives that are necessary to finance risks, where appropriate.
• Dealt regularly with company officers of BellSouth and senior officers of major insurance companies.
• Dealt with international markets in the insurance industry, such as Lloyd’s of London.
• Dealt with major insurance brokers in metro Atlanta.


• Administered insurance coverages for the largest of the companies divested from AT&T
• Settled over $20 million in losses.
• Achieved lowest insurance costs in 1987 of regulated portion of all divested companies.
• Directed the implementation of a comprehensive, consolidated program of automobile, general liability, and workers compensation insurance coverages for all non-regulated BellSouth companies, with resulting annual savings of between $500 thousand and $1 million.
• Member of Atlanta Risk and Insurance Management Society.
• Member of Advisory Council, Home Insurance Company.


• STAFF MANAGER, Corporate Headquarters 10/82 – 8/84
4/79 – 6/82
Analyzed results and performance of numerous accounting functions, with particular emphasis on revenue operations.
• Identified and initiated corrective action in problem areas, as revealed by production, expense, and revenue reports.
• Recommended actions to coordinate personnel and equipment needs.
• Also recommended changes that were brought about by the impact of internal and external factors on Southern Bell’s accounting operations.
• Directed and coordinated interdepartmental company efforts (including mechanized and manual procedures) aimed at preventing billing losses of several million dollars each year.
• In addition to preventing losses, the systems were designed to pinpoint the trouble areas and initiate corrective action.

• SENIOR SYSTEMS ANALYST, Corporate Headquarters 6/82 – 10/82

Directed part of an AT&T project to design, construct and implement a billing system for the Yellow Pages Directory corporation to be formed as a result of the 1984 Consent Decree.
• Supervised two systems analysts.

• ACCOUNTING MANAGER, Georgia Area, Atlanta, Georgia 10/77 – 4/79

Managed a revenue accounting office.
• The organization consisted of three management and 30 non-management employees, which billed and controlled telephone accounts in greater Atlanta, using manual and computer procedures.

• SENIOR SYSTEMS ANALYST, Corporate Headquarters 10/72 – 10/77

Worked with the implementation and administration of a Company-wide functional accounting system.
• Involved use of manual as well as computer methods and programming on RCA 3301 computer.
• Designed, implemented, and maintained computer systems which produced a variety of statistical reports.
• Directed the work of three systems analysts.

• ACCOUNTING MANAGER (Data Processing Center), Charlotte,
North Carolina 6/71 – 10/72

Charlotte, North Carolina 1/71 – 6/71

Macon, Georgia 5/68 - 10/68

Atlanta, Georgia 8/66 – 3/68